You guide to get a better Insurance

It is a form of risk administration primarily used to hedge versus the risk of a contingent, uncertain accident. A defined as the transfer of the risk of a calamity, from one person to another, in exchange for payment. An insurer is a company selling the assurance; the assurance is the person buying the policy coverage.

We fully understand that can be a confusing and frustrating experience and that's exactly why we've put together this website. To educate and give you non biased information on Life, Home and Car assurance. Hopefully, we will shed some light on some questions you may have and give you information you didn't even know you needed.

Insurance Types

Home

Home

Home insurance breaks down into two distinct types: buildings and contents. You can buy a single policy that covers you for both, but it's best to treat them as two separate policies: the cheapest insurer on the house might not be the cheapest for the contents.
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Car Owners

Car Owners

This protects the insured against losses involving the use of automobiles. Various coverages may be bought depending on the desires of the insured.
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Life

Life

Life insurance is bought by someone in order to protect his or her family in case of death. This may be mainly bought by people who are the sole breadwinners of the family.
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Health

Health

It's a fact of life you need health coverage and the time to get it is before you have an accident, suffer a serious illness, or discover you're pregnant.
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Travel

Travel

Travel assurance covers a number of possible mishaps that can occur while travelling. Whether you're travelling around the world or in your own country.
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Other information

In this section you will find more information of other types of assurance.

Small Business

Small Business

It can be difficult to determine which kind you need for your small business. Different types have confusingly similar names.
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Boat Owners

Boat Owners

It provides physical damage coverage to repair your boat if it's accidentally damaged or destroyed by a covered peril such as collision, fire, theft, etc.
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Tips to avoid

Read here some tips, the best way to prevent accidents is avoiding them.

Home Safety tips

Home Safety tips


Taking steps towards fire safety, gun safety and general home safety can prevent accidents before they happen.
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Construction Techniques

Construction Techniques

When a disaster affects housing, there are important choices to be made in the rebuilding effort related to the design.
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Retirement Planning

Retirement Planning


Deciding how much money you need for retirement is a highly personal calculation. It depends on any number of factors.
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