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DO ALL STATES REQUIRE SOME KIND OF LIABILITY INSURANCE?
Do all states require some kind of liability insurance?
No. Some states, while not mandating auto insurance, have "financial responsibility laws" that require all drivers to be able to pay for any damage or injury they may cause. However, carrying liability insurance is still the best way for you to meet your state's financial responsibility requirements.
UM and UIM policies are offered by law in all states, including no-fault states. In fact, some states require all motorists to carry this coverage in order to gain protection from inadequate insurance coverage of other drivers.
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» Car insurance guide:
 Why do I need car insurance?
What are the different types of policies & what cover?
Why and how are policies priced for different drivers?
How does where I live affect my premium?
What is "no-fault" insurance?
Do all states require some kind of liability insurance?
Why would my insurer cancel my policy?
How do I keep my insurance company from canceling my policy?
What steps can I take to reduce my rates?
How does adding drivers to my policy affect my rates?
Who's watching the insurance companies?
Do I always need to buy insurance when I rent a car?
What happens when I loan my car to someone?
Am I covered for natural disasters or "Acts of God"?
What actually happens when I report an accident?
Do I need special insurance for a classic car?
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