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WHY DO I NEED IT?
Why do I need it?
In some states, to drive (get license plates) you must carry:
- Liability coverage to pay for losses you cause others, or:
- No-fault coverage to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of fault, or
- Both coverages.
Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they may cause others. Having insurance is the simplest way for most people to comply. Coverage for vehicle damage usually is necessary to finance a car.
Without insurance, you risk paying for the full cost of:
- Any harm you cause others, or:
- Repairing or replacing your car if it’s damaged or stolen.
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This is insurance which protects the insured against losses involving the use of automobiles. Various coverages may be bought depending on the desires of the insured. Such coverages include the liability coverages of bodily injury, property damage, and medical payments, and the physical damage coverages of collision and comprehensive.
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CAR INSURANCE
Why do i need it?
How much do I need?
What affects the price?
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