Disability Income Plan
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Could you continue to pay your bills if you were unable to work for any length of time because of illness or injury? If you were to become disabled, do you know how much money would be coming in each month and from what sources?
Some people can rely on disability benefits from their employers and/or the government. But, for a great many people, income stops when work stops. Individual disability income insurance is designed to replace income when illness or injury stands in the way of earning a living. This booklet explains the various sources of disability income, what disability income insurance is, and what it covers. It includes a work sheet you can use to evaluate personal sources of disability income, as well as a checklist of policy features you can use to compare disability income insurance policies. With this information, you'll be able to make an informed decision about whether you need individual disability income insurance and, if so, what features are most important to you.
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