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KEYMAN INSURANCE
Consider this coverage if you are in a partnership, or if the survival of your business depends on a key employee. Keyman insurance is essentially a form of life insurance that covers you if this person dies. It may cover income this person generated, or the cost of replacing the functions he or she performed for your company. In the case of a partnership, keyman insurance may make it easier for the surviving partner or partners to acquire the deceased partner's shares from his or her heirs.
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